Remember the fairy tale about Goldilocks? You know, the little blonde girl who broke into the home of an innocent family of bears, and helped herself to three meals and a nap? Moral ambiguities aside, Goldilocks was right about one thing: ultimately, everything comes down to finding out what best fits your preferences. Not too hot, not too cold. We all are looking for something that is just right. Believe it or not, financial advisors fit a similar pattern.

Let’s be honest. Figuring out your insurance premiums can feel chaotically complicated. Tax laws are cryptic, options depend heavily on individual circumstances, and the whole system can all feel far too complex to navigate. I can feel your eyes glazing over already. It’s a wonder we don’t all rip up the papers and walk away...

Think life insurance is a complete waste of money? You’d be dead wrong. The truth is, when planning over the course of a lifetime, an insurance policy is an irreplaceable component of your financial future. Consider for a moment – the possibility of how an unexpected death in the family can affect every aspect of a person’s life: education planning, estate planning, risk management.

The world can be unpredictable and volatile. Events like global pandemics, divisive elections, or soaring inflation bring about uncertainty and fear for investors. However, the best thing you can do is stay focused on developing a plan that will help carry your success forward so you can continue building the future you dream of. As the saying goes, even if the plan is simple, it may not be easy.

When it comes to choosing a financial advisor, complexity can quickly begin to feel chaotic, especially when a fee structure is entangled with outside sources. For this reason, a fee-only advisor may be the most comfortable choice for a number of individuals. Fee-only advisors only receive fees from the clients they are working with and provide advice to, and cannot accept payments from other sources, no matter what products they’re offering.

What happens after you die? No, I’m not talking angels or pearly gates. What I really mean is, how are you sure your loved ones are taken care of? Thinking about the future beyond your own death is certainly not the most comfortable subject, but in the end, there’s nothing more important than ensuring the well-being of those closest to you.

So, you STILL haven't completed your Will? It’s not nearly as intimidating as you might think. Simply, it’s a legal document that goes into effect upon your death and tells your heirs where you’d like your assets to go and who Will take care of your children (if you have any). A simple way to start is by preparing a Will checklist. And while there is plenty of nuance and consideration required, here are the top 3 things you should keep in mind: 1.

Think back to December 2020: we knew that Joe Biden was elected President but--with the Georgia Senate seats still in a toss-up--we didn’t know what Congress’s makeup was going to be. That meant that trying to predict what was going to happen with tax reform was like asking a Magic 8 Ball.  Cut to today: we know that Democrats hold the majority in the House and a razor-thin majority in the Senate. That means tax reform may be on the table (among many other issues).